Services
We serve individuals and businesses in all areas of financial planning, including:
| • Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing investments before and during retirement. | Planning Options |
| • Tax strategies* - Help making sure your portfolio is using tax-efficient strategies. Developing tax saving investment strategies. Referring you to qualified tax specialists. | Tax-Efficient Strategies Tax Deferred Income Tax-Exempt Income Tax-Advantaged Investments |
| • Estate planning** - Working with our estate-planning and trust specialists to review your wills and trusts, help preserve your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors. | Estate Planning Living Trusts Charitable Gifts A-B Trusts Gifting Strategies Charitable Lead Trusts Charitable Remainder Trusts Wealth Replacement Trusts Family Limited Partnerships Estate Tax Strategies |
| • Education funding - Recommending investment and accumulation strategies to help you pay for your children's education. | College Savings Plans 529 Plans College Investment Strategies |
| • Risk management - Reviewing existing insurance policies. | Term Life Insurance |
| • Investment management - Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you pursue your goals. | Diversification Strategies Series EE Bonds Mutual Funds Annuities Variable Annuities Asset Allocation Managed Investments |
| • Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages. |
*LPL Financial is not a legal or tax advisor. However, its Financial Advisors will be glad to work with you, your accountant, tax advisor and/or attorney to help you pursue your financial goals.
**LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.